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Serving New Hampshire Residents!

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Top Guaranteed Annuity Rates

2-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 2 (High-Band $80,000 +)2.85%
Oceanview Life and AnnuityHarbourview 2 (Low-Band $20,000 - $80,000)2.70%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.60%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings 2.15%

3-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Guaranty Income LifeGuaranty Rate Lock 3 High Band ($250K+)3.60%
Guaranty Income LifeGuaranty Rate Lock 3 Mid Band ($100k - $250K)3.60%
Guaranty Income LifeGuaranty Rate Lock 3 Low Band ($10k - $100K)3.50%
Sagicor Life Insurance CompanyMilestone MYGA 3 High Band (100k+)3.50%
AtheneAthene Max Rate 3 High Band ($100K +) 3.45%
AtheneAthene Max Rate 5 Low Band ($10K - $100K) 3.35%
Oceanview Life and Annuity Harbourview 3 (High Band $80,000+)3.35%
Fidelity & Guaranty FG Guarantee-Platinum 3 3.35%
Sagicor Life Insurance CompanyMilestone MYGA 3 Mid Band (50k - 100k)3.25%
Pacific Guardian LifeDiamonhead MYGA 3-Year 3.20%
(10% Penalty Free Withdrawals Starting Year-1!!)
Oceanview Life and Annuity Harbourview 3 (Low-Band $20,000 - $80,000)3.20%
Guggenheim Life and AnnuityPreserve MYGA 3 ($250K+) 3.10%
Guggenheim Life and AnnuityPreserve MYGA 3 (Less Than $250K) 3%
Liberty Bankers LifeBankers Elite 32.95%

4-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Sagicor Life Insurance CompanyMilestone MYGA 4 High Band ($100k+)3.70%
Guaranty Income Life Guaranty Rate Lock 4 High Band ($250K+) 3.65%
Guaranty Income Life Guaranty Rate Lock 4 Mid Band ($100k - $250K) 3.65%
Guaranty Income Life Guaranty Rate Lock 4 Low Band ($10k - $100K) 3.55%
Oceanview Life and AnnuityHarbourview 4 (High Band $80,000+)3.55%
Sagicor Life Insurance CompanyMilestone MYGA 4 Mid Band ($50K - $100k)3.45%
Pacific Guardian Life Diamondhead MYGA 4-Year 3.35%
(10% Penalty Free Withdrawals Starting Year-1!!)
Oceanview Life and AnnuityHarbourview 4 (Low-Band $20,000 - $80,000)3.35%
OxfordMulti-Select 43.30%
Guggenheim Life and Annuity Preserve MYGA 4 ($250K+) 3.15%
AIGAmerican Pathway (High Band $100,000+)3.10%
Guggenheim Life and Annuity Preserve MYGA 4 (Less Than $250K) 3.05%

5-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
AtheneAthene Max Rate 5 High Band ($100K +) 3.85%
Guaranty Income Life Guaranty Rate Lock 5 High Band ($250K+) 3.85%
Guaranty Income Life Guaranty Rate Lock 5 Mid Band ($100k - $250K) 3.85%
SagicorMilestone MYGA 5 High Band ($100k+)3.85%
AtheneAthene Max Rate 5 Low Band ($10K - $100K) 3.75%
AmericoPlatinum Assure 53.75%
Guaranty Income Life Guaranty Rate Lock 5 Low Band ($10k - $100K) 3.75%
Fidelity & Guaranty Life FG Guarantee-Platinum 5 3.70%
Oceanview Life and AnnuityHarbourview 5 (High-Band $80,000+)3.65%
Pacific Guardian Life Diamondhead MYGA 5-Year 3.60%
(10% Penalty Free Withdrawals Starting Year-1!!)
SagicorMilestone MYGA 5 Mid Band ($50k - $100k)3.60%
Liberty BankersBankers Elite 53.60%
RELIANCE STANDARD LIFE
Reliance Guarantee - 53.5%
(10% Penalty Free Withdrawals Starting Year-1!!)
Nassau ReMYAnnuity 5X3.50%
Oceanview Life and AnnuityHarbourview 5 (Low-Band $20,000 - $80,000)3.45%
AIG American Pathway (High Band $100,000+) 3.35%
Nassau ReMYAnnuity 5X with added liquidity3.30%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite3.25%
Guggenheim Life and Annuity Preserve MYGA 5 ($250K+) 3.20%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings3%

6-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and Annuity Harbourview 6 High-Band ($80,000+)4.3%
Oceanview Life and Annuity Harbourview 6 Low-Band ($20,000 - $80,000)4.3%
Guaranty Income Life Guaranty Rate Lock 6 High Band ($250K+) 3.85%
Guaranty Income Life Guaranty Rate Lock 6 Mid Band ($100k - $250K) 3.85%
SagicorMilestone MYGA 6 High Band3.85%
Guaranty Income Life Guaranty Rate Lock 6 Low Band ($10k - $100K) 3.75%
SagicorMilestone MYGA 6 Mid Band ($50k - $100K)3.65%
Oxford Life Insurance Company Multi-Select 6 3.65%
Pacific Guardian Life Diamondhead MYGA 6-Year 3.60%
(10% Penalty Free Withdrawals Starting Year-1!!)
AIG American Pathway High Band ($100,000+) 3.35%
Guggenheim Life and Annuity Preserve MYGA 6 ($250K+) 3.25%
Guggenheim Life and Annuity Preserve MYGA 6 (Less Than $250K) 3.15%

7-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
AtheneAthene Max Rate 7 High Band ($100K +) 4%
AtheneAthene Max Rate 7 Low Band ($10K - $100K) 3.90%
Guaranty Income Life Guaranty Rate Lock 7 High Band ($250K+) 3.85%
Guaranty Income Life Guaranty Rate Lock 7 Mid Band ($100k - $250K) 3.85%
Sagicor Life Insurance CompanyMilestone MYGA 7
High Band ($100K+)
3.85%
Oceanview Life and AnnuityHarbourview 7 (High-Band $80,000+)3.80%
Guaranty Income Life Guaranty Rate Lock 7 Low Band ($10k - $100K) 3.75%
Fidelity & Guaranty Life FG Guarantee-Platinum 7 3.75%
Sagicor Life Insurance CompanyMilestone MYGA 7 Mid Band ($50k - $100K)3.70%
Pacific Guardian Life Diamondhead MYGA 7-Year 3.65%
(10% Penalty Free Withdrawals Starting Year-1!!)
Liberty Bankers LifeBankers Elite 73.65%
Oceanview Life and AnnuityHarbourview 7 (Low-Band $20,000 - $80,000)3.60%
Nassau ReMYAnnuity 7X3.60%
Reliance StandardReliance Guarantee 73.50%
Nassau ReMYAnnuity 7X with additional liquidity3.40%
AIG American Pathway (High Band $100,000+) 3.35%
Guggenheim Life and Annuity Preserve MYGA 7 ($250K+) 3.30%
Guggenheim Life and Annuity Preserve MYGA 7 (Less Than $250K) 3.20%

*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.  Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC.  Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments.  Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CHL and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CHL & Associates.  Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company.  Product filing form numbers are:  GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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