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Serving New Hampshire Residents!

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Top Guaranteed Annuity Rates

2-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 2 (High-Band $80,000 +)3.50%
Oceanview Life and AnnuityHarbourview 2 (Low-Band $20,000 - $80,000)3.30%
AmericoPlatinum Assure 23.15%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.80%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings 2.35%

3-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Guaranty Income LifeGuaranty Rate Lock 3 High Band ($250K+)3.95%
Guaranty Income LifeGuaranty Rate Lock 3 Mid Band ($100k - $250K)3.95%
American NationalPalladium MYG 3 High Band ($250,000 +)3.90%
Sagicor Life Insurance CompanyMilestone MYGA 3 High Band (100k+)3.90%
Fidelity & Guaranty FG Guarantee-Platinum 3 3.90%
Guaranty Income LifeGuaranty Rate Lock 3 Low Band ($10k - $100K)3.85%
Guggenheim Life and AnnuityPreserve MYGA 3 ($250K+) 3.80%
Pacific Guardian LifeDiamonhead MYGA 3-Year 3.75%
(10% Penalty Free Withdrawals Starting Year-1!!)
American NationalPalladium MYG 3 Mid Band ($100,00 - $250,000)3.75%
Guggenheim Life and AnnuityPreserve MYGA 3 (Less Than $250K) 3.70%
Oceanview Life and Annuity Harbourview 3 (High Band $80,000+)3.70%
Sagicor Life Insurance CompanyMilestone MYGA 3 Mid Band (50k - 100k)3.65%
American NationalPalladium MYG 3 Low Band (Less than $100K)3.65%
Liberty Bankers LifeBankers Elite 33.50%
Oceanview Life and Annuity Harbourview 3 (Low-Band $20,000 - $80,000)3.50%

4-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 4 (High Band $80,000+)4.10%
Sagicor Life Insurance CompanyMilestone MYGA 4 High Band ($100k+)4.10%
OxfordMulti-Select 44%
Oceanview Life and AnnuityHarbourview 4 (Low-Band $20,000 - $80,000)3.90%
Pacific Guardian Life Diamondhead MYGA 4-Year 3.85%
(10% Penalty Free Withdrawals Starting Year-1!!)
Guggenheim Life and Annuity Preserve MYGA 4 ($250K+) 3.85%
AmericoPlatinum Assure 43.85%
Sagicor Life Insurance CompanyMilestone MYGA 4 Mid Band ($50k - $100k)3.85%
Guggenheim Life and Annuity Preserve MYGA 4 (Less Than $250K) 3.75%
Guaranty Income Life Guaranty Rate Lock 4 High Band ($250K+) 3.65%
Guaranty Income Life Guaranty Rate Lock 4 Mid Band ($100k - $250K) 3.65%
Guaranty Income Life Guaranty Rate Lock 4 Low Band ($10k - $100K) 3.55%

5-Year Guaranteed Annuities

Insurance CompanyProduct NameGuaranteed Rate
Nassau ReMYAnnuity 5X4.30%
SagicorMilestone MYGA 5 High Band ($100k+)4.25%
AmericoPlatinum Assure 54.25%
Liberty BankersBankers Elite 54.25%
American NationalPalladium MYG 5 High Band ($250,000 +)4.20%
Fidelity & Guaranty Life FG Guarantee-Platinum 5 4.15%
Oceanview Life and AnnuityHarbourview 5 (High-Band $80,000+)4.10%
RELIANCE STANDARD LIFE
Reliance Guarantee - 54.05%
(10% Penalty Free Withdrawals Starting Year-1!!)
Guaranty Income Life Guaranty Rate Lock 5 High Band ($250K+) 4.05%
Guaranty Income Life Guaranty Rate Lock 5 Mid Band ($100k - $250K) 4.05%
Pacific Guardian Life Diamondhead MYGA 5-Year 4%
(10% Penalty Free Withdrawals Starting Year-1!!)
SagicorMilestone MYGA 5 Mid Band ($50k - $100k)4%
Guaranty Income Life Guaranty Rate Lock 5 Low Band ($10k - $100K) 3.95%
Guggenheim Life and Annuity Preserve MYGA 5 ($250K+) 3.90%
Oceanview Life and AnnuityHarbourview 5 (Low-Band $20,000 - $80,000)3.90%
Guggenheim Life and Annuity Preserve MYGA 5 Low Band 3.80%

*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.  Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC.  Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments.  Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CHL and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CHL & Associates.  Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company.  Product filing form numbers are:  GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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