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Top Guaranteed Annuity Rates
2-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| SILAC Insurance Company (Formerly Equitable Life and Casualty) | Secure Savings Elite | 2.15% |
| Oceanview Life and Annuity | Harbourview 2 | 1.80% |
| SILAC Insurance Company (Formerly Equitable Life and Casualty) | Secure Savings | 1.75% |
3-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| Oceanview Life and Annuity | Harbourview 3 | 2.35% |
| Sagicor Life Insurance Company | Milestone MYGA 3 High Band (100k+) | 2.30% |
| Liberty Bankers Life | Bankers Elite 3 | 2.10% |
| American National | Palladium MYG Annuity 3 High Band | 2% |
| Guaranty Income Life | Guaranty Rate Lock 3 High Band | 2% |
4-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| Oceanview Life and Annuity | Harbourview 4 | 2.60% |
| Sagicor Life Insurance Company | Milestone MYGA 4 High Band ($100k+) | 2.35% |
| Oxford | Multi-Select 4 | 2.25% |
| AIG | American Pathway (High Band) | 2.1% |
| Guggenheim Life and Annuity | Preserve MYGA 4 (High Band) | 2.1% |
| Guggenheim Life and Annuity | Preserve MYGA 4 (Low Band) | 2% |
5-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| SILAC Insurance Company (Formerly Equitable Life and Casualty) | Secure Savings Elite | 2.95% |
| Nassau Re | MYAnnuity 5X | 2.80% |
| Liberty Bankers | Bankers Elite 5 | 2.75% |
| Sagicor | Milestone MYGA 5 High Band ($100k+) | 2.75% |
| SILAC Insurance Company (Formerly Equitable Life and Casualty) | Secure Savings | 2.70% |
| Guaranty Income Life Insurance Company | Guaranty Rate Lock 5 (High Band) | 2.70% |
| Oceanview Life and Annuity | Harbourview 5 | 2.60% |
| Guaranty Income Life Insurance Company | Guaranty Rate Lock 5 (Mid Band) | 2.60% |
| Nassau Re | MYAnnuity 5X with added liquidity | 2.60% |
6-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| Oceanview Life and Annuity | Harbourview 6 | 2.90% |
| Oxford Life Insurance Company | Multi-Select 6 | 2.75% |
| Sagicor | Milestone MYGA 6 High Band | 2.75% |
| Guaranty Income Life and Annuity Company | Guaranty Rate Lock 6 High Band | 2.45% |
| American National Insurance Company | Palladium MYG Annuity 6 High Band | 2.45% |
7-Year Guaranteed Annuities
| Insurance Company | Product Name | Guaranteed Rate |
|---|---|---|
| Oceanview Life and Annuity | Harbourview 7 | 2.95% |
| Liberty Bankers Life | Bankers Elite 7 | 2.90% |
| Nassau Re | MYAnnuity 7X | 2.90% |
| Sagicor Life Insurance Company | Milestone MYGA 7 High Band | 2.85% |
| Nassau Re | MYAnnuity 7X with additional liquidity | 2.70% |
*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information. Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC. Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments. Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CHL and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.
Rates can change with very little notice so please verify the above rates with CHL & Associates. Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company. Product filing form numbers are: GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)